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In this video I address the importance financial pre-qualification by securing a proof of funds or mortgage pre—approval.
The Problem: Buyers waiting until they find a property that fits their needs prior to securing financial approval.
The Reality: Sellers will not seriously entertain an offer that does not include a letter from a reputable banking institution that certifies that the buyer has the financial wherewithal to consummate the transaction.
So don’t delay! Get your financial ducks in a row at the start of the home buying process which will also ensure that you are only looking at properties that you love AND can afford.
Lastly, in a competitive market you don’t want to miss out on a house because you didn’t have your approval in place.
To summarize the key point:
Get your finances in place so that you are looking at the right properties within your desired range and so that you’re in position to make competitive offers in a timely manner for the house that you love.
Thank you for watching and please reach out if we can help with anything!
